Business owners must be able to access the profitability and possible continuity of business. There are times the business may run at a risk, for instance when the liabilities are more than the assets (thus the shareholder equity is negative). This is referred to business insolvency. In addition, such situation may arise if the obligations can no longer be meet by the very low liquid assets. Insolvency practitioners may rescue the business from total failure but insolvency lead to liquidation if there is no solution reached to settle the debts. Applying for insolvency will help by making it to continue, while arrangement is made to settle the debts. Such a solution may be reached between the business (debtor) and the creditors with the help of an Insolvency practitioner.